Career Path
Ennouamane Yatim, CFA, FRM, is a seasoned financial industry professional with over 14 years of experience, specializing in financial risk management, internal audit, and regulatory compliance. As a Chartered Financial Analyst and Financial Risk Manager, Ennouamane has led numerous strategic projects for leading financial institutions, focusing on complex risk management frameworks and regulatory compliance initiatives. His expertise has been pivotal in implementing critical projects, such as ICAAP, PRCI, and ILAAP, across various financial sectors.
In addition to his work in risk management, Ennouamane has played a significant role in the transition to IFRS for several organizations. He has developed deep expertise in IFRS 9 and IFRS 16, leading the implementation and audit of these standards at numerous Moroccan and sub-Saharan banks. His proficiency in financial modeling, portfolio management, and risk analysis has been key to the successful completion of these complex projects.
Background
- Chartered Financial Analyst (CFA)
- Financial Risk Manager (FRM)
- Chartered Professional Accountant - ISCAE Casablanca
- National Degree from l’ISCAE – Casablanca
- Certificate of Specialization in IFRS Standards – INTEC CNAM
Key Experiences
- CDM, SGMA, FEC, CDG Capital, BOAD (West African Development Bank), ORAGROUP Togo, BNDE Senegal: Led the implementation and audit of ICAAP / PRCI risk mechanisms.
- Various Moroccan and Sub-Saharan Banks: Implemented IFRS 9, including PD estimates, LGD, ECL, and First Time Application.
- CDG Group: Conducted an audit of the prudential framework.
- CAM: Implemented an internal rating model.
- Various Financial Institutions: Developed and implemented a risk appetite framework.
- Trainer in Financial Risk Management: Provided training in ALM, credit, operational, market risk, and other areas.